⚓ Welcome aboard, Captain!

Effective Date: March 20, 2026 · Last Updated: March 20, 2026

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“Parent,” “Guardian,” or “User”) and AAMJ Consultants LLC (“Captain Homeschool,” “we,” “us,” or “our”), governing your access to and use of the Captain Homeschool platform, website, mobile applications, and related services (collectively, the “Platform”). By creating an account, accessing our Platform, or using any of our services, you agree to be bound by these Terms.

If you do not agree to these Terms, you may not use the Platform. These Terms include a binding arbitration clause and class action waiver.

You must be at least 18 years of age and a legal parent or guardian to create a Parent Account. Student Accounts may only be created by a parent or guardian on behalf of a minor. You are solely responsible for all activity that occurs under your account and for maintaining the confidentiality of your login credentials.

• You agree to provide accurate, current, and complete information during registration.
• You agree to notify us immediately of any unauthorized access to your account.
• You may not share, sell, or transfer your account to any third party.
• One Parent Account may manage multiple Student Accounts under the same household subscription.

Captain Homeschool offers the following per-student subscription tiers. All pricing is in U.S. dollars. Annual billing equals monthly rate × 10, providing two months free.

We reserve the right to modify pricing with 30 days’ advance written notice to your registered email address. Any price changes will not take effect until your next billing cycle following the notice period. Continued use of the Platform after a price change constitutes acceptance of the new pricing.

By starting your subscription, you authorize us to charge your payment method automatically on a recurring basis until you cancel. Subscriptions can be cancelled at any time from your Account Settings. Cancellations take effect at the end of the current billing period.

Captain Homeschool accepts Education Savings Account (ESA) funds and state scholarship payments from approved programs in qualifying states. It is your responsibility to ensure Captain Homeschool is an approved vendor under your specific program before submitting a reimbursement request. We provide ESA-ready itemized receipts upon request. We make no guarantee of approval by any state agency.

• ESA-funded subscriptions are subject to the rules and restrictions of the applicable state program.
• Refunds for ESA-funded accounts may need to be returned to the applicable scholarship program per program rules.
• We are not responsible for delays, denials, or changes in any state ESA or scholarship program.

You agree to use the Platform only for lawful, personal, non-commercial educational purposes. You may not:

• Reproduce, resell, distribute, or sublicense Platform content or AI-generated lesson materials for commercial purposes.
• Attempt to reverse-engineer, scrape, or extract data from the Platform.
• Use the Platform to harass, harm, or collect information about other users.
• Circumvent or disable any Platform security, filtering (including Captain Screen™), or parental control features.
• Share login credentials with individuals outside your household.
• Upload content that is unlawful, offensive, or infringes third-party rights.

Captain Homeschool uses artificial intelligence to generate lesson plans, quizzes, essay feedback, and other educational materials. While we apply multi-layer verification systems, AI-generated content may contain errors, inaccuracies, or omissions. Parents and guardians are responsible for reviewing all AI-generated content before delivery to students. We are not responsible for educational outcomes based on AI-generated content.

Captain Homeschool participates in the Amazon Services LLC Associates Program. When we recommend curriculum materials or educational products, some links may be affiliate links. We earn a small commission on qualifying purchases at no additional cost to you. See our full Amazon Affiliate Disclosure for complete details.

All Platform content — including but not limited to software, design, logos, trademarks, and proprietary features such as Captain Connect™, Captain Screen™, and Well-Rounded Score™ — is the exclusive property of AAMJ Consultants LLC and is protected by applicable intellectual property laws. AI-generated lesson content delivered to your account may be used for personal educational purposes only.

We reserve the right to suspend or terminate your account at any time for violation of these Terms, fraudulent activity, or any conduct we determine to be harmful to other users or the Platform. Upon termination, your access to the Platform and all associated data will cease. We will provide reasonable notice except where immediate termination is necessary to protect the Platform or its users.

To the maximum extent permitted by applicable law, AAMJ Consultants LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform. Our total aggregate liability to you for any claims arising under these Terms shall not exceed the amount you paid us in the 12 months preceding the claim.

These Terms are governed by the laws of the State of Florida, without regard to conflict of law provisions. Any dispute arising from these Terms or your use of the Platform shall be resolved by binding individual arbitration under the rules of the American Arbitration Association, except that either party may seek injunctive relief in a court of competent jurisdiction in Florida. You waive the right to participate in class action lawsuits.

We may update these Terms at any time. We will notify you via email and/or in-platform notice at least 30 days before material changes take effect. Your continued use of the Platform after the effective date constitutes acceptance of the revised Terms.

Effective Date: March 20, 2026 · Last Updated: March 20, 2026

AAMJ Consultants LLC (“Captain Homeschool,” “we,” “us”) is committed to protecting your privacy and the privacy of your children. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information. This policy complies with the Children’s Online Privacy Protection Act (COPPA), the Florida Information Protection Act (FIPA), and applicable federal and state privacy laws.

Under COPPA, we collect the following limited information from Student Accounts for children under 13:

• First name (or chosen display name) and grade level — for lesson personalization only.
• Academic performance data (scores, progress, attendance) — stored in your family’s Google Sheets gradebook under your Google account.
• Faith track selection — to align lesson content.
• State of residence — to apply the correct curriculum standards.

We do not collect or store children’s email addresses, phone numbers, photos, precise location, social security numbers, or any financial information. We do not serve targeted advertising to children. We do not share children’s personal information with third parties for marketing purposes.

Parental Rights: As a parent or guardian, you may review your child’s information, request correction or deletion, and revoke consent at any time by contacting us at privacy@captainhomeschool.com. Upon account deletion request, we will purge all associated student data within 30 days.

• Account Information: Name, email address, state of residence, and faith track preference.
• Billing Information: Processed by Stripe. We store only the last four digits of your card number and billing address. We never store full card numbers.
• Usage Data: Pages visited, features used, lesson generation activity, quiz results, and platform interactions — used solely to improve the Platform.
• Device Information: Browser type, operating system, IP address — used for security and analytics.
• Communications: Any emails or support messages you send us.

• To provide, operate, and improve the Platform and its features.
• To generate AI-powered lesson plans, quizzes, and compliance documents aligned to your state and faith track.
• To process payments and manage your subscription.
• To send service-related communications (receipts, policy updates, account alerts).
• To provide ESA-ready itemized receipts for scholarship reimbursement.
• To send optional marketing emails if you have opted in. You may unsubscribe at any time.

We do not sell, rent, or trade your personal information to any third party for marketing purposes. We may disclose information if required by law, court order, or to protect the rights and safety of our users.

We retain Parent Account data for as long as your account is active and for 12 months after account closure, unless you request earlier deletion. Academic performance data in your Google Sheets gradebook is stored in your own Google account and subject to Google’s privacy policy. We implement industry-standard security measures including HTTPS encryption, access controls, and regular security reviews. No system is 100% secure; if a data breach occurs, we will notify you in accordance with Florida law.

You have the right to access, correct, update, or delete your personal information at any time. To exercise these rights, email privacy@captainhomeschool.com. We will respond within 30 days. Florida residents may have additional rights under FIPA.

Effective Date: March 20, 2026 · Last Updated: March 20, 2026

This Student Account Policy governs the creation and use of Student Accounts on the Captain Homeschool Platform. All Student Accounts are created and managed exclusively by a parent or legal guardian (“Parent”) through the Parent Account. Students do not independently register or access the Platform without parental setup.

• Only a verified parent or legal guardian may create a Student Account.
• The parent is responsible for all activity occurring under any Student Account linked to their Parent Account.
• Parents must ensure that login credentials are not shared with individuals outside the household.
• Parents may add up to the number of students covered by their active subscription tier.
• Parents may delete, pause, or modify any Student Account at any time from Account Settings.

Student dashboards are designed for age-appropriate, supervised learning. The student-facing interface displays only:

• Today’s assigned lessons and activities (approved by parent).
• Quizzes and exams assigned by the parent.
• Progress tracking and Well-Rounded Score™ display.
• Captain Connect™ local activity recommendations (view only — parent controls enrollment).
• Captain Screen™ approved video content — no direct YouTube access.

Captain Screen™ automatically screens YouTube videos for age appropriateness and faith-track alignment before placing them in the parent approval queue. Students never have direct access to YouTube or any external video platform through the Captain Homeschool interface. Only parent-approved video links appear in the Student Dashboard.

• Attempting to disable, bypass, or circumvent Captain Screen™ is a violation of these Terms.
• Parents may toggle Captain Screen™ sensitivity settings in Account Settings.
• Captain Screen™ is not infallible — parents should always preview video content.

Students accessing the Platform agree (as enforced by their parent/guardian) to:

• Use the Platform only for assigned schoolwork and approved activities.
• Not attempt to access features, accounts, or data outside their Student Dashboard.
• Submit their own original work on all quizzes and assignments.
• Not share account credentials with other students or individuals outside the household.

Student data collected by Captain Homeschool is limited to academic performance records, progress data, faith track, and state. We do not collect photos, location data, or contact information from students. All student data protections described in our Privacy Policy & COPPA Notice apply fully to Student Accounts. Parents may request complete deletion of a student’s data at any time.

Captain Homeschool reserves the right to suspend or close Student Accounts that are used in violation of this policy, are associated with fraudulent activity, or where we have reason to believe the account is not being supervised by a parent or guardian. We will notify the parent on record before taking action, except where immediate action is necessary.

Effective Date: March 20, 2026 · Last Updated: March 20, 2026

We want every Captain Homeschool family to feel confident before committing to a subscription. This Refund Policy explains your options during and after the Try-or-Buy window.

To request a refund within the 72-hour window:

• Email support@captainhomeschool.com with the subject line: “Refund Request — [Your Account Email]”
• Include your name, account email address, and the date and time of purchase.
• We will process approved refunds within 5–10 business days. Refunds are returned to the original payment method.

Annual subscriptions are subject to the same 72-hour refund window. If a refund is approved for an annual plan within 72 hours, the full annual payment will be refunded. After 72 hours, annual subscriptions are non-refundable. Annual subscribers may cancel at any time, and access will continue through the end of the paid annual period.

If your subscription was paid using ESA or state scholarship funds, any approved refund may be required to be returned to the applicable scholarship program rather than to you directly, in accordance with that program’s rules. It is your responsibility to notify your scholarship program of any refund or cancellation.

You may cancel your subscription at any time from Account Settings. Cancellation stops future billing but does not generate a refund for the current billing period. You will retain full Platform access through the end of the paid period. Monthly subscribers who cancel will lose access on the day after their billing period ends.

In cases of verified technical failure that prevented access to the Platform for a sustained period, we may offer account credits or partial refunds at our sole discretion. Contact us at support@captainhomeschool.com if you experienced a platform outage during your subscription.

Effective Date: March 20, 2026 · Last Updated: March 20, 2026

Captain Homeschool is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn advertising fees by advertising and linking to Amazon.com. As an Amazon Associate, we earn from qualifying purchases.

• When you click an Amazon link from Captain Homeschool, a tracking cookie may be placed in your browser.
• If you make a purchase through that link within the applicable window, we receive a commission (typically 4–8% depending on product category).
• You pay the exact same price you would pay if you went directly to Amazon. Our commission comes from Amazon, not from you.
• You are never required to purchase anything through our affiliate links.
• You can always search for the recommended product directly on Amazon if you prefer not to use our affiliate link.

Captain Homeschool is built on a “Free Resources First” philosophy. Our AI curriculum engine exhausts CK-12, OpenStax, Khan Academy, Project Gutenberg, and other free resources before recommending paid materials. When paid resources are recommended, they are selected for educational quality and alignment — not because they generate higher affiliate commissions.

• We do not accept payment from publishers or curriculum companies to appear in recommendations.
• Amazon affiliate commissions do not influence which products we recommend to your family.
• All affiliate links will be identified with a disclosure note in the Platform.

This disclosure is provided in compliance with the Federal Trade Commission’s guidelines on endorsements and testimonials (16 CFR Part 255) and the FTC’s Disclosures 101 guidelines for affiliate marketing. We are committed to full transparency about our affiliate relationships.

In addition to Amazon, we may participate in affiliate programs with other educational curriculum publishers or retailers. Any such relationship will be similarly disclosed in Platform content and in this disclosure. As of the effective date above, Amazon Associates is our primary affiliate program.

If you have questions about whether a specific link is an affiliate link, or if you would like a non-affiliate link to any recommended resource, please contact us and we will be glad to provide a direct link.